Struggling with business debt? A confidential consultation is free.
Turnaround Capital Group helps distressed businesses restructure debt, preserve operations, and regain financial control—without bankruptcy.
When cash flow tightens and creditors apply pressure, most companies are told their only option is liquidation or court-supervised restructuring. That's not the only path.
We negotiate directly with creditors to reduce liabilities, restructure obligations, and create a clear path forward—so you can stabilize and rebuild.
50+
Years Combined Experience
No
Upfront Fees Required
100%
Shared Success Model
Built for Businesses Under Financial Pressure—Not Out of Options
Turnaround Capital Group provides business debt restructuring services for companies facing financial distress but still seeking a path forward.
If your business is generating revenue but struggling under the weight of debt, there may be a viable alternative to business bankruptcy that allows you to stabilize and continue operating.
We Typically Work With:
Small to Mid-Sized Businesses (SMBs)
Companies experiencing cash flow constraints, declining margins, or overleveraged balance sheets—yet still actively operating and in need of structured financial relief.
Businesses Managing Multiple Creditors
If you're balancing merchant cash advances, credit cards, vendor obligations, and loans simultaneously, we develop coordinated commercial debt settlement and restructuring strategies to regain control.
Companies Facing Aggressive Collection Pressure
Businesses dealing with daily ACH withdrawals, lawsuits, UCC liens, or creditor actions—where immediate intervention and restructuring strategy are critical.
Owners with Personal Guarantees at Risk
Entrepreneurs who have personally guaranteed business debt and require a structured approach to reduce exposure, negotiate obligations, and protect personal assets.
Businesses Seeking an Alternative to Bankruptcy
Companies looking for a private, controlled solution instead of a court-supervised process—preserving operations while addressing liabilities.
Service-Based & Cash Flow Businesses
Including professional services, e-commerce, retail, hospitality, construction, and other businesses where revenue is ongoing but debt obligations have become unsustainable.
Common Situations We See
- Stacked merchant cash advances (MCA) requiring specialized MCA debt relief for businesses
- Maxed-out business credit lines and credit cards
- Mounting vendor and trade debt
- Defaults or pressure on SBA loans and term financing
- Exposure from personal guarantees
- IRS or state tax liabilities creating enforcement risk
A Structured Path to Stabilization and Recovery
Step 01
Financial Assessment & Strategy Development
We begin with a comprehensive review of your financial position—outstanding liabilities, cash flow, creditor mix, and operational constraints.
From there, we develop a tailored restructuring strategy designed to reduce pressure, prioritize obligations, and preserve business continuity.
Step 02
Creditor Engagement & Negotiation
Our team engages directly with your creditors to renegotiate terms, reduce balances, and restructure payment obligations.
We work to stabilize relationships, pause aggressive collection activity where possible, and create a framework for resolution.
Step 03
Debt Restructuring & Settlement Execution
We implement negotiated agreements—whether through discounted settlements, revised payment plans, or structured workouts—aligned with your business's cash flow realities.
Each solution is designed to reduce total liabilities while keeping your operations intact.
Step 04
Stabilization & Forward Planning
Once your debt is under control, we help position your business for long-term stability—improving financial discipline, rebuilding vendor confidence, and creating a sustainable path forward.
No courts. No public filings. No unnecessary disruption. Just a clear path to regain control.
If your business is still generating revenue, restructuring may be possible.
Because Your Business Deserves a Better Outcome
Bankruptcy is often presented as the default solution for financial distress—but for many businesses, it's the most disruptive, expensive, and limiting path forward.
Turnaround Capital Group provides a private, strategic alternative focused on preserving your business—not shutting it down.
Bankruptcy
- Public court process with permanent filings
- Expensive legal and administrative costs
- Loss of control to courts, trustees, or creditors
- Damage to brand, vendor relationships, and credit profile
- Operational disruption—or full liquidation
- Long-term limitations on financing and growth
Turnaround Capital Group
- Private, confidential process
- Direct negotiation with creditors—no court involvement
- Lower overall cost compared to formal proceedings
- You remain in control of your business decisions
- Designed to keep your business operating
- Focused on reducing debt and restoring cash flow
A Smarter Path Forward
Bankruptcy may stop the bleeding—but it often comes at the cost of the business itself.
Our approach is different. We focus on stabilizing your financial position, restructuring obligations, and preserving the enterprise you've built.
Before you consider bankruptcy, understand your options.
If your business is managing multiple creditors, high-interest debt, or inconsistent cash flow—restructuring may be possible.
Comprehensive Solutions Across All Major Business Liabilities
Financial distress rarely comes from a single source. Most businesses face pressure from multiple creditors at once—each with different terms, risks, and enforcement strategies.
Turnaround Capital Group works across the full spectrum of business debt, developing coordinated restructuring and settlement strategies designed to reduce overall exposure and restore cash flow.
Business Credit Cards
We work to reduce outstanding balances, negotiate settlements, and restructure repayment terms—helping to eliminate compounding interest and penalties.
Equipment Loans & Financing
Whether essential to operations or no longer needed, we negotiate revised terms, settlements, or structured exits aligned with your business needs.
Leases (Real Estate & Equipment)
We assist in renegotiating lease obligations, reducing exposure, or facilitating strategic exits where appropriate.
Auto Loans (Commercial Use Vehicles)
We restructure or settle vehicle-related debt tied to business operations, preserving critical assets where possible.
Trade Debt (Vendors & Suppliers)
We engage directly with vendors to restructure outstanding payables, preserve relationships, and maintain supply chain continuity.
Tax Liabilities
We work to resolve federal and state tax obligations through structured payment plans, negotiated settlements, or other resolution strategies designed to reduce enforcement risk.
Real Estate Mortgages (Commercial & Investment Properties)
We work with businesses and investors to restructure mortgage obligations tied to commercial or income-producing properties. This may include negotiating modified terms, addressing arrears, or facilitating structured resolutions aligned with your overall financial strategy.
Unsecured Business Loans
We negotiate settlements and restructuring solutions for unsecured obligations, including term loans and lines of credit without collateral. These liabilities often present strong opportunities for balance reduction and flexible repayment arrangements.
Coordinated Strategy Matters
Restructuring one obligation in isolation rarely solves the problem.
We take a holistic approach—aligning negotiations across all creditors to create a unified, sustainable solution.
Not sure if your debt qualifies? Schedule a confidential consultation to review your situation.
Turnaround Capital Group Can Help You
Our professional team brings over 50 years of combined experience in dealing with even the most complex turnaround situations.
Dedicated to Returning Your Business to Profitability
Don't entrust your livelihood to organizations that are heavy on marketing and light on results. We recognize that your business cash flow is suffering, which is why we require no upfront fees.
